Pay over time while you keep rolling

•  6 months promotional financing on purchases of $199* or more every day
• Gas whenever you need it, wherever you are, with acceptance at over  200,000 gas stations nationwide across all major gas brands**
• No annual fee1
• Safe and Secure with $0 fraud liability
• Ability to request a credit limit increase2
• Exclusive cardholder discounts
• Convenient monthly payments
• 24/7 secure online account access
• Customizable account alerts

The Synchrony Car Care™ credit card is accepted at gas stations and auto  parts and service businesses nationwide. A complete list of  participating retailers and gas locations can be found online here. 

 No, Deferred Interest promotions accrue interest from the purchase date  which will be billed to your account if the promotional balance is not  paid in full within the promotional period. 

 Yes, Deferred Interest promotions require a minimum monthly payment;  however, these minimum payments are NOT guaranteed to pay the  promotional balance within the promotional period. You may have to pay  more than the minimum monthly payment to avoid accrued interest charges.   This is important to do since if you don’t pay off the promotional  balance within the promotional period, interest will be charged to your  account from the purchase date. 

 Minimum monthly payments, based on a percentage of your account balance  or a minimum amount, are required in accordance with the standard  account terms. It is very important to note that the required minimum  monthly payments may or may not pay off your purchase by the end of the  promotional period. If you want to ensure that your purchase is paid  before the end of the promotional period (to avoid interest), you should  schedule additional or larger payments accordingly. See the Promotional  Financing Examples section for payoff examples. 

 Pay your promotional balance in full before the end of the promotional period to avoid interest. 

 Interest will be charged to your account from the purchase date if the  promotional purchase balance is not paid in full within the promotional  period. Although interest will accrue at the standard purchase rate  applicable to your account, it will only be assessed and added to your  account as a lump sum at the end of the promotional period if the  promotional purchase balance is not paid in full by the expiration date  shown on your statement. To avoid paying interest, be sure to pay your  promotional purchase balance by the expiration date. 

 There will be information on your billing statement about how long it  will take to pay off your account if you only make minimum monthly  payments. 

You can always make more than your minimum monthly payment and pay off  your item(s) earlier than the promotional financing end date. 

The Promotional Summary Box on your monthly statement will clearly show  the balance for each promotional financing purchase and corresponding  expiration date. You can always choose to pay off your promotional  balance earlier as well. Note: Deferred interest charges will be shown  on each statement but will not be billed to your account unless your  promotional balance is not paid in full on or before the promotional  expiration date. 

 You can schedule up to 12 future payments, including the date you want  the payment to post to your account and the amount. You can also vary  the amount, date and payment source for each payment. 

Synchrony Car Care™ credit cardholders can manage their account online by registering / logging in or Chat with us (chat is unavailable in Internet Explorer) if you need additional  account assistance. You may also call 1-866-657-0376 to speak to a  customer service representative